Robin Seaon
Mortgages & Loans Editor
Robin Seaon writes about home loans and consumer credit at FinancerGuide. He breaks down FHA, VA, conventional, and jumbo mortgages, refinance math, HELOC vs cash-out tradeoffs, and how to negotiate with loan officers. Robin's coverage focuses on the actual dollar-and-cents impact of loan decisions over the full life of the loan — not the teaser-rate headline.
Areas of expertise
Articles by Robin
PSLF Forgiveness Step-by-Step: Complete 2026 Guide
Public Service Loan Forgiveness (PSLF) can wipe out your federal student loans after 10 years of qualifying payments. Our step-by-step guide walks you through eligibility, employment verification, and how to submit your application.
SBA Loans for Startups: 7(a) vs 504 Loans Explained
Choosing between SBA 7(a) and 504 loans can make or break your startup's funding. We break down rates, terms, and real-world scenarios to help you pick the right loan for your business.
Auto Loan Rates 2026: How to Get Under 5% APR
Getting an auto loan under 5% APR in 2026 is possible—but it requires strategy. We break down current rate trends, lender options, and specific tactics to lock in the best rates.
Personal Loan vs Balance Transfer: Which Saves More?
Drowning in credit card debt? A personal loan or balance transfer card could help you escape, but which one actually costs less? We break down real 2026 numbers and show you exactly how much you'll save.
30-Year vs 15-Year Mortgage: Real Numbers Compared
Choosing between a 30-year and 15-year mortgage can save—or cost—you hundreds of thousands of dollars. We break down real 2026 numbers, monthly payments, total interest, and which option fits your financial goals.
Best Personal Loans for Bad Credit Under 600 FICO
With a credit score under 600, getting approved for a personal loan feels impossible. We reviewed 15+ lenders and found realistic options that work, with APRs starting at 9.99% and approval odds up to 87%.
When Does Mortgage Refinancing Pay Off? 2026 Guide
Refinancing can save you thousands—but only if you do the math first. We break down closing costs, break-even timelines, and exactly when mortgage refinancing actually makes financial sense for your situation.
VA Loan Benefits Explained: Zero-Down Mortgages for Veterans
VA loans offer veterans a powerful path to homeownership with zero down payment, no private mortgage insurance, and exclusive benefits worth thousands. Learn how this government-backed program can save you money compared to conventional loa